Terms and Conditions

Effective Date: 1/1/2025.
Welcome to Caxy.com (the "Website"). By accessing or using our Website and services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, please do not use our Website.

1. Use of the Website
You must be at least 18 years old or have parental/guardian consent to use this Website.
You agree to use this Website only for lawful purposes and in compliance with all applicable laws and regulations.
We reserve the right to refuse service, terminate accounts, or restrict access at our discretion.

2. Intellectual Property Rights
All content, including but not limited to text, graphics, logos, software, and design elements, is the property of Caxy Interactive or its licensors and is protected under intellectual property laws.
You may not copy, modify, distribute, or reproduce any material from this Website without prior written permission.

3. SMS/Text Messaging Policy
By providing your mobile number, you consent to receive SMS/text messages related to:
- Service notifications
- Transactional updates
- Marketing and promotional content (if opted in)
- Privacy and Security: Your mobile information will not be shared, sold, or distributed to third parties.
- Standard message and data rates may apply based on your mobile carrier.

Opt-Out Instructions:
You can opt out of SMS messages at any time by replying STOP to any message received. If you need assistance, reply HELP or contact us at support@caxy.com.

4. Third-Party Links
Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites and encourage you to review their terms before engaging with them.

5. Limitation of Liability
We do not guarantee that the Website will be error-free, uninterrupted, or free of viruses.
Caxy Interactive is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this Website or its services.

6. Disclaimer of Warranties
The Website and its content are provided "as is" without warranties of any kind, express or implied.
We make no representations regarding the accuracy, completeness, or reliability of any information provided.

7. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page, and your continued use of the Website constitutes acceptance of the revised Terms.8. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions.